INSURANCE

My insurance has overridden the doctor’s orders.  It’s not the first time.  |  Insurance denial of care

My insurance has overridden the doctor’s orders. It’s not the first time. | Insurance denial of care

As I type this from my living room, all I can think about is that I shouldn’t be here. I should be in the hospital to get my weekly IV. I ended up laughing with the nurses, still amazed at how much easier it was since I’d put in a port-a-cath than having to try …

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Could NJ Insurance Rates Go By Car Color?  This color crashes the most

Could NJ Insurance Rates Go By Car Color? This color crashes the most

Politics has been described as the art of the possible. Perhaps one should also describe the setting of the car insurance tariffs in this way. Actuaries sitting around adding up numbers for the probability of accidents have led to some very insane practices by insurance companies. In New Jersey and many other states, insurance companies …

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Does disability insurance cover mental illness?

Does disability insurance cover mental illness?

Arisara_Tongdonnoi / iStock.com According to the National Institute of Mental Health, nearly one in five US adults lives with a mental illness. And in 2020, an estimated 14.2 million U.S. adults were living with a major mental illness, which the National Institutes of Mental Health defines as a mental, behavioral, or emotional disorder that results …

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Revealed – US states requiring uninsured coverage for motorists

Revealed – US states requiring uninsured coverage for motorists

“Laws in most states have proven ineffective in reducing the number of uninsured drivers,” the Insurance Information Institute (III) stated in a background report on uninsured drivers on its website. “There are many reasons for that. Some drivers can’t afford insurance, and some drivers with accident or serious traffic violation surcharges don’t want to pay …

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Biden’s inflation-reducing law will help Alabamaans with health insurance and prescription costs, HHS says

Biden’s inflation-reducing law will help Alabamaans with health insurance and prescription costs, HHS says

The inflation-mitigating law that President Joe Biden signed into law this week is expected to keep 44,000 state residents insured in 2023. The law will also cap prescription and insulin costs for certain Medicare users, lower health insurance premiums and provide expanded financial assistance to certain beneficiaries below the poverty line, according to a report …

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After the FEMA overhaul, Americans forgo government flood insurance

After the FEMA overhaul, Americans forgo government flood insurance

Hundreds of thousands of Americans have suspended their flood insurance through the National Flood Insurance Program (NFIP) since last October, E&E News found in a review of federal records. The sharp drop in coverage comes as the Federal Emergency Management Agency revised the program’s insurance pricing system, a move that intended premiums to more accurately …

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